LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,721
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,677
−HK$971/mo
Today · 4.125%
HK$32,648
baseline
▲ 0.50% · 4.625%
HK$34,634
+HK$1,986/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,296/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,177
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,094
−HK$930/mo
Today · 4.125%
HK$36,024
baseline
▲ 0.50% · 4.625%
HK$37,923
+HK$1,899/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,048/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,866
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$38,012
−HK$1,165/mo
Today · 4.125%
HK$39,177
baseline
▲ 0.50% · 4.625%
HK$41,561
+HK$2,384/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$78,354/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,013
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,113
−HK$1,115/mo
Today · 4.125%
HK$43,228
baseline
▲ 0.50% · 4.625%
HK$45,507
+HK$2,279/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$86,456/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,010
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,348
−HK$1,359/mo
Today · 4.125%
HK$45,707
baseline
▲ 0.50% · 4.625%
HK$48,488
+HK$2,781/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$91,414/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,848
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,131
−HK$1,302/mo
Today · 4.125%
HK$50,433
baseline
▲ 0.50% · 4.625%
HK$53,092
+HK$2,659/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$100,866/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,299
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,019
−HK$1,747/mo
Today · 4.125%
HK$58,766
baseline
▲ 0.50% · 4.625%
HK$62,342
+HK$3,576/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$117,532/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,519
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$63,169
−HK$1,674/mo
Today · 4.125%
HK$64,843
baseline
▲ 0.50% · 4.625%
HK$68,261
+HK$3,418/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$129,686/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,230 · Scale 2, in force from 26 Feb 2026)