LTV · monthly repayment
▼ 0.50% · 3.625%
HK$307,220
−HK$19,266/mo
▼ 0.25% · 3.875%
HK$316,777
−HK$9,709/mo
Today · 4.125%
HK$326,486
baseline
▲ 0.50% · 4.625%
HK$346,352
+HK$19,866/mo
Deposit HK$67.37M · loan HK$67.37M · min. income ≈ HK$652,972/mo (50% DSR)
Upfront cash ≈ HK$76.12M (deposit + AVD stamp duty HK$8,757,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,780
−HK$18,465/mo
▼ 0.25% · 3.875%
HK$350,946
−HK$9,299/mo
Today · 4.125%
HK$360,245
baseline
▲ 0.50% · 4.625%
HK$379,234
+HK$18,989/mo
Deposit HK$67.37M · loan HK$67.37M · min. income ≈ HK$720,490/mo (50% DSR)
Upfront cash ≈ HK$76.12M (deposit + AVD stamp duty HK$8,757,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,665
−HK$23,118/mo
▼ 0.25% · 3.875%
HK$380,132
−HK$11,651/mo
Today · 4.125%
HK$391,783
baseline
▲ 0.50% · 4.625%
HK$415,622
+HK$23,839/mo
Deposit HK$53.89M · loan HK$80.84M · min. income ≈ HK$783,566/mo (50% DSR)
Upfront cash ≈ HK$62.65M (deposit + AVD stamp duty HK$8,757,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$410,136
−HK$22,158/mo
▼ 0.25% · 3.875%
HK$421,135
−HK$11,159/mo
Today · 4.125%
HK$432,294
baseline
▲ 0.50% · 4.625%
HK$455,081
+HK$22,787/mo
Deposit HK$53.89M · loan HK$80.84M · min. income ≈ HK$864,588/mo (50% DSR)
Upfront cash ≈ HK$62.65M (deposit + AVD stamp duty HK$8,757,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$430,109
−HK$26,971/mo
▼ 0.25% · 3.875%
HK$443,488
−HK$13,592/mo
Today · 4.125%
HK$457,080
baseline
▲ 0.50% · 4.625%
HK$484,893
+HK$27,813/mo
Deposit HK$40.42M · loan HK$94.31M · min. income ≈ HK$914,160/mo (50% DSR)
Upfront cash ≈ HK$49.18M (deposit + AVD stamp duty HK$8,757,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$478,492
−HK$25,851/mo
▼ 0.25% · 3.875%
HK$491,324
−HK$13,019/mo
Today · 4.125%
HK$504,343
baseline
▲ 0.50% · 4.625%
HK$530,928
+HK$26,585/mo
Deposit HK$40.42M · loan HK$94.31M · min. income ≈ HK$1,008,686/mo (50% DSR)
Upfront cash ≈ HK$49.18M (deposit + AVD stamp duty HK$8,757,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$552,997
−HK$34,678/mo
▼ 0.25% · 3.875%
HK$570,198
−HK$17,477/mo
Today · 4.125%
HK$587,675
baseline
▲ 0.50% · 4.625%
HK$623,433
+HK$35,758/mo
Deposit HK$13.47M · loan HK$121.26M · min. income ≈ HK$1,175,350/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$8,757,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$615,203
−HK$33,238/mo
▼ 0.25% · 3.875%
HK$631,703
−HK$16,738/mo
Today · 4.125%
HK$648,441
baseline
▲ 0.50% · 4.625%
HK$682,621
+HK$34,180/mo
Deposit HK$13.47M · loan HK$121.26M · min. income ≈ HK$1,296,882/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$8,757,494 · Scale 2, in force from 26 Feb 2026)