LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,726
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,681
−HK$971/mo
Today · 4.125%
HK$32,652
baseline
▲ 0.50% · 4.625%
HK$34,639
+HK$1,987/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,304/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,182
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,099
−HK$930/mo
Today · 4.125%
HK$36,029
baseline
▲ 0.50% · 4.625%
HK$37,928
+HK$1,899/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,058/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,871
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,018
−HK$1,165/mo
Today · 4.125%
HK$39,183
baseline
▲ 0.50% · 4.625%
HK$41,567
+HK$2,384/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$78,366/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,018
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,118
−HK$1,116/mo
Today · 4.125%
HK$43,234
baseline
▲ 0.50% · 4.625%
HK$45,513
+HK$2,279/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$86,468/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,016
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,354
−HK$1,359/mo
Today · 4.125%
HK$45,713
baseline
▲ 0.50% · 4.625%
HK$48,495
+HK$2,782/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$91,426/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,855
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,138
−HK$1,302/mo
Today · 4.125%
HK$50,440
baseline
▲ 0.50% · 4.625%
HK$53,099
+HK$2,659/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$100,880/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,306
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,026
−HK$1,748/mo
Today · 4.125%
HK$58,774
baseline
▲ 0.50% · 4.625%
HK$62,350
+HK$3,576/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$117,548/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,527
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,178
−HK$1,674/mo
Today · 4.125%
HK$64,852
baseline
▲ 0.50% · 4.625%
HK$68,270
+HK$3,418/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$129,704/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,298 · Scale 2, in force from 26 Feb 2026)