LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,727
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,683
−HK$971/mo
Today · 4.125%
HK$32,654
baseline
▲ 0.50% · 4.625%
HK$34,641
+HK$1,987/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,308/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,184
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,100
−HK$930/mo
Today · 4.125%
HK$36,030
baseline
▲ 0.50% · 4.625%
HK$37,930
+HK$1,900/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,060/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,873
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,019
−HK$1,166/mo
Today · 4.125%
HK$39,185
baseline
▲ 0.50% · 4.625%
HK$41,569
+HK$2,384/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$78,370/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,020
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,120
−HK$1,117/mo
Today · 4.125%
HK$43,237
baseline
▲ 0.50% · 4.625%
HK$45,516
+HK$2,279/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$86,474/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,018
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,356
−HK$1,360/mo
Today · 4.125%
HK$45,716
baseline
▲ 0.50% · 4.625%
HK$48,497
+HK$2,781/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$91,432/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,857
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,141
−HK$1,302/mo
Today · 4.125%
HK$50,443
baseline
▲ 0.50% · 4.625%
HK$53,101
+HK$2,658/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$100,886/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,309
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,029
−HK$1,748/mo
Today · 4.125%
HK$58,777
baseline
▲ 0.50% · 4.625%
HK$62,354
+HK$3,577/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$117,554/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,530
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,181
−HK$1,674/mo
Today · 4.125%
HK$64,855
baseline
▲ 0.50% · 4.625%
HK$68,273
+HK$3,418/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$129,710/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,324 · Scale 2, in force from 26 Feb 2026)