LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,729
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,685
−HK$971/mo
Today · 4.125%
HK$32,656
baseline
▲ 0.50% · 4.625%
HK$34,643
+HK$1,987/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,312/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,186
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,102
−HK$930/mo
Today · 4.125%
HK$36,032
baseline
▲ 0.50% · 4.625%
HK$37,932
+HK$1,900/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,064/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,875
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,022
−HK$1,165/mo
Today · 4.125%
HK$39,187
baseline
▲ 0.50% · 4.625%
HK$41,571
+HK$2,384/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$78,374/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,023
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,123
−HK$1,116/mo
Today · 4.125%
HK$43,239
baseline
▲ 0.50% · 4.625%
HK$45,518
+HK$2,279/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$86,478/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,020
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,359
−HK$1,359/mo
Today · 4.125%
HK$45,718
baseline
▲ 0.50% · 4.625%
HK$48,500
+HK$2,782/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$91,436/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,860
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,143
−HK$1,302/mo
Today · 4.125%
HK$50,445
baseline
▲ 0.50% · 4.625%
HK$53,104
+HK$2,659/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$100,890/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,312
−HK$3,468/mo
▼ 0.25% · 3.875%
HK$57,032
−HK$1,748/mo
Today · 4.125%
HK$58,780
baseline
▲ 0.50% · 4.625%
HK$62,357
+HK$3,577/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$117,560/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,534
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$63,184
−HK$1,674/mo
Today · 4.125%
HK$64,858
baseline
▲ 0.50% · 4.625%
HK$68,277
+HK$3,419/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$129,716/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,352 · Scale 2, in force from 26 Feb 2026)