LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,729
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,685
−HK$971/mo
Today · 4.125%
HK$32,656
baseline
▲ 0.50% · 4.625%
HK$34,644
+HK$1,988/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,312/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,186
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,103
−HK$930/mo
Today · 4.125%
HK$36,033
baseline
▲ 0.50% · 4.625%
HK$37,933
+HK$1,900/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,066/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,875
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,022
−HK$1,166/mo
Today · 4.125%
HK$39,188
baseline
▲ 0.50% · 4.625%
HK$41,572
+HK$2,384/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$78,376/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,023
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,124
−HK$1,116/mo
Today · 4.125%
HK$43,240
baseline
▲ 0.50% · 4.625%
HK$45,519
+HK$2,279/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$86,480/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,021
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,359
−HK$1,360/mo
Today · 4.125%
HK$45,719
baseline
▲ 0.50% · 4.625%
HK$48,501
+HK$2,782/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$91,438/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,861
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,144
−HK$1,303/mo
Today · 4.125%
HK$50,447
baseline
▲ 0.50% · 4.625%
HK$53,106
+HK$2,659/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$100,894/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,313
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,034
−HK$1,748/mo
Today · 4.125%
HK$58,782
baseline
▲ 0.50% · 4.625%
HK$62,358
+HK$3,576/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$117,564/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,535
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,186
−HK$1,674/mo
Today · 4.125%
HK$64,860
baseline
▲ 0.50% · 4.625%
HK$68,279
+HK$3,419/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$129,720/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,363 · Scale 2, in force from 26 Feb 2026)