LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,733
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,689
−HK$971/mo
Today · 4.125%
HK$32,660
baseline
▲ 0.50% · 4.625%
HK$34,647
+HK$1,987/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,320/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,190
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,107
−HK$930/mo
Today · 4.125%
HK$36,037
baseline
▲ 0.50% · 4.625%
HK$37,937
+HK$1,900/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,074/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,879
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,027
−HK$1,165/mo
Today · 4.125%
HK$39,192
baseline
▲ 0.50% · 4.625%
HK$41,577
+HK$2,385/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$78,384/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,028
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,128
−HK$1,117/mo
Today · 4.125%
HK$43,245
baseline
▲ 0.50% · 4.625%
HK$45,524
+HK$2,279/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$86,490/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,026
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,364
−HK$1,360/mo
Today · 4.125%
HK$45,724
baseline
▲ 0.50% · 4.625%
HK$48,506
+HK$2,782/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$91,448/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,866
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,150
−HK$1,302/mo
Today · 4.125%
HK$50,452
baseline
▲ 0.50% · 4.625%
HK$53,111
+HK$2,659/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$100,904/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,319
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,040
−HK$1,748/mo
Today · 4.125%
HK$58,788
baseline
▲ 0.50% · 4.625%
HK$62,365
+HK$3,577/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$117,576/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,542
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,193
−HK$1,674/mo
Today · 4.125%
HK$64,867
baseline
▲ 0.50% · 4.625%
HK$68,286
+HK$3,419/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$129,734/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,418 · Scale 2, in force from 26 Feb 2026)