LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,733
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,689
−HK$971/mo
Today · 4.125%
HK$32,660
baseline
▲ 0.50% · 4.625%
HK$34,648
+HK$1,988/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,320/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,190
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,107
−HK$931/mo
Today · 4.125%
HK$36,038
baseline
▲ 0.50% · 4.625%
HK$37,937
+HK$1,899/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,076/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,880
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,027
−HK$1,166/mo
Today · 4.125%
HK$39,193
baseline
▲ 0.50% · 4.625%
HK$41,577
+HK$2,384/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$78,386/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,028
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,129
−HK$1,116/mo
Today · 4.125%
HK$43,245
baseline
▲ 0.50% · 4.625%
HK$45,525
+HK$2,280/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$86,490/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,026
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,365
−HK$1,360/mo
Today · 4.125%
HK$45,725
baseline
▲ 0.50% · 4.625%
HK$48,507
+HK$2,782/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$91,450/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,867
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,150
−HK$1,303/mo
Today · 4.125%
HK$50,453
baseline
▲ 0.50% · 4.625%
HK$53,112
+HK$2,659/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$100,906/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,320
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,040
−HK$1,749/mo
Today · 4.125%
HK$58,789
baseline
▲ 0.50% · 4.625%
HK$62,366
+HK$3,577/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$117,578/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,543
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,193
−HK$1,675/mo
Today · 4.125%
HK$64,868
baseline
▲ 0.50% · 4.625%
HK$68,287
+HK$3,419/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$129,736/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,424 · Scale 2, in force from 26 Feb 2026)