LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,735
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,691
−HK$971/mo
Today · 4.125%
HK$32,662
baseline
▲ 0.50% · 4.625%
HK$34,650
+HK$1,988/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,324/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,192
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,109
−HK$931/mo
Today · 4.125%
HK$36,040
baseline
▲ 0.50% · 4.625%
HK$37,939
+HK$1,899/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,080/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,882
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,029
−HK$1,166/mo
Today · 4.125%
HK$39,195
baseline
▲ 0.50% · 4.625%
HK$41,580
+HK$2,385/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$78,390/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,031
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,131
−HK$1,117/mo
Today · 4.125%
HK$43,248
baseline
▲ 0.50% · 4.625%
HK$45,527
+HK$2,279/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$86,496/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,029
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,367
−HK$1,360/mo
Today · 4.125%
HK$45,727
baseline
▲ 0.50% · 4.625%
HK$48,510
+HK$2,783/mo
Deposit HK$4.04M · loan HK$9.44M · min. income ≈ HK$91,454/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,869
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,153
−HK$1,303/mo
Today · 4.125%
HK$50,456
baseline
▲ 0.50% · 4.625%
HK$53,115
+HK$2,659/mo
Deposit HK$4.04M · loan HK$9.44M · min. income ≈ HK$100,912/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,323
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,044
−HK$1,748/mo
Today · 4.125%
HK$58,792
baseline
▲ 0.50% · 4.625%
HK$62,370
+HK$3,578/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$117,584/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,546
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,197
−HK$1,675/mo
Today · 4.125%
HK$64,872
baseline
▲ 0.50% · 4.625%
HK$68,291
+HK$3,419/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$129,744/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,454 · Scale 2, in force from 26 Feb 2026)