LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,736
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,692
−HK$972/mo
Today · 4.125%
HK$32,664
baseline
▲ 0.50% · 4.625%
HK$34,651
+HK$1,987/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,328/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,194
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,111
−HK$930/mo
Today · 4.125%
HK$36,041
baseline
▲ 0.50% · 4.625%
HK$37,941
+HK$1,900/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,082/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,884
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,031
−HK$1,165/mo
Today · 4.125%
HK$39,196
baseline
▲ 0.50% · 4.625%
HK$41,581
+HK$2,385/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$78,392/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,033
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,133
−HK$1,116/mo
Today · 4.125%
HK$43,249
baseline
▲ 0.50% · 4.625%
HK$45,529
+HK$2,280/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$86,498/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,031
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,369
−HK$1,360/mo
Today · 4.125%
HK$45,729
baseline
▲ 0.50% · 4.625%
HK$48,512
+HK$2,783/mo
Deposit HK$4.04M · loan HK$9.44M · min. income ≈ HK$91,458/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,871
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,155
−HK$1,303/mo
Today · 4.125%
HK$50,458
baseline
▲ 0.50% · 4.625%
HK$53,117
+HK$2,659/mo
Deposit HK$4.04M · loan HK$9.44M · min. income ≈ HK$100,916/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,325
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,046
−HK$1,749/mo
Today · 4.125%
HK$58,795
baseline
▲ 0.50% · 4.625%
HK$62,372
+HK$3,577/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$117,590/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,549
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,200
−HK$1,674/mo
Today · 4.125%
HK$64,874
baseline
▲ 0.50% · 4.625%
HK$68,294
+HK$3,420/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$129,748/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,475 · Scale 2, in force from 26 Feb 2026)