LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,737
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,693
−HK$972/mo
Today · 4.125%
HK$32,665
baseline
▲ 0.50% · 4.625%
HK$34,652
+HK$1,987/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,330/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,195
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,112
−HK$930/mo
Today · 4.125%
HK$36,042
baseline
▲ 0.50% · 4.625%
HK$37,942
+HK$1,900/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,084/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,885
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,032
−HK$1,165/mo
Today · 4.125%
HK$39,197
baseline
▲ 0.50% · 4.625%
HK$41,583
+HK$2,386/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$78,394/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,034
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,134
−HK$1,117/mo
Today · 4.125%
HK$43,251
baseline
▲ 0.50% · 4.625%
HK$45,530
+HK$2,279/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$86,502/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,032
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,370
−HK$1,360/mo
Today · 4.125%
HK$45,730
baseline
▲ 0.50% · 4.625%
HK$48,513
+HK$2,783/mo
Deposit HK$4.04M · loan HK$9.44M · min. income ≈ HK$91,460/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,873
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,157
−HK$1,302/mo
Today · 4.125%
HK$50,459
baseline
▲ 0.50% · 4.625%
HK$53,119
+HK$2,660/mo
Deposit HK$4.04M · loan HK$9.44M · min. income ≈ HK$100,918/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,327
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,048
−HK$1,748/mo
Today · 4.125%
HK$58,796
baseline
▲ 0.50% · 4.625%
HK$62,374
+HK$3,578/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$117,592/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,550
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,201
−HK$1,675/mo
Today · 4.125%
HK$64,876
baseline
▲ 0.50% · 4.625%
HK$68,296
+HK$3,420/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$129,752/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,488 · Scale 2, in force from 26 Feb 2026)