LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,738
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,694
−HK$972/mo
Today · 4.125%
HK$32,666
baseline
▲ 0.50% · 4.625%
HK$34,653
+HK$1,987/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,332/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,196
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,113
−HK$931/mo
Today · 4.125%
HK$36,044
baseline
▲ 0.50% · 4.625%
HK$37,943
+HK$1,899/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,088/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,886
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,033
−HK$1,166/mo
Today · 4.125%
HK$39,199
baseline
▲ 0.50% · 4.625%
HK$41,584
+HK$2,385/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$78,398/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,035
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,136
−HK$1,116/mo
Today · 4.125%
HK$43,252
baseline
▲ 0.50% · 4.625%
HK$45,532
+HK$2,280/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$86,504/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,034
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,372
−HK$1,360/mo
Today · 4.125%
HK$45,732
baseline
▲ 0.50% · 4.625%
HK$48,515
+HK$2,783/mo
Deposit HK$4.04M · loan HK$9.44M · min. income ≈ HK$91,464/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,874
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,158
−HK$1,303/mo
Today · 4.125%
HK$50,461
baseline
▲ 0.50% · 4.625%
HK$53,121
+HK$2,660/mo
Deposit HK$4.04M · loan HK$9.44M · min. income ≈ HK$100,922/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,329
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,050
−HK$1,749/mo
Today · 4.125%
HK$58,799
baseline
▲ 0.50% · 4.625%
HK$62,376
+HK$3,577/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$117,598/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,553
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,204
−HK$1,674/mo
Today · 4.125%
HK$64,878
baseline
▲ 0.50% · 4.625%
HK$68,298
+HK$3,420/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$129,756/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,508 · Scale 2, in force from 26 Feb 2026)