LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,739
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,695
−HK$971/mo
Today · 4.125%
HK$32,666
baseline
▲ 0.50% · 4.625%
HK$34,654
+HK$1,988/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,332/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,197
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,114
−HK$930/mo
Today · 4.125%
HK$36,044
baseline
▲ 0.50% · 4.625%
HK$37,944
+HK$1,900/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,088/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,887
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,034
−HK$1,166/mo
Today · 4.125%
HK$39,200
baseline
▲ 0.50% · 4.625%
HK$41,585
+HK$2,385/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$78,400/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,036
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,137
−HK$1,116/mo
Today · 4.125%
HK$43,253
baseline
▲ 0.50% · 4.625%
HK$45,533
+HK$2,280/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$86,506/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,034
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,373
−HK$1,360/mo
Today · 4.125%
HK$45,733
baseline
▲ 0.50% · 4.625%
HK$48,516
+HK$2,783/mo
Deposit HK$4.04M · loan HK$9.44M · min. income ≈ HK$91,466/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,875
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,159
−HK$1,303/mo
Today · 4.125%
HK$50,462
baseline
▲ 0.50% · 4.625%
HK$53,122
+HK$2,660/mo
Deposit HK$4.04M · loan HK$9.44M · min. income ≈ HK$100,924/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,330
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,051
−HK$1,749/mo
Today · 4.125%
HK$58,800
baseline
▲ 0.50% · 4.625%
HK$62,377
+HK$3,577/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$117,600/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,554
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,205
−HK$1,675/mo
Today · 4.125%
HK$64,880
baseline
▲ 0.50% · 4.625%
HK$68,300
+HK$3,420/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$129,760/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,517 · Scale 2, in force from 26 Feb 2026)