LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,740
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,696
−HK$971/mo
Today · 4.125%
HK$32,667
baseline
▲ 0.50% · 4.625%
HK$34,655
+HK$1,988/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,334/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,197
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,115
−HK$930/mo
Today · 4.125%
HK$36,045
baseline
▲ 0.50% · 4.625%
HK$37,945
+HK$1,900/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,090/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,887
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,035
−HK$1,166/mo
Today · 4.125%
HK$39,201
baseline
▲ 0.50% · 4.625%
HK$41,586
+HK$2,385/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$78,402/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,037
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,138
−HK$1,116/mo
Today · 4.125%
HK$43,254
baseline
▲ 0.50% · 4.625%
HK$45,534
+HK$2,280/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$86,508/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,035
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,374
−HK$1,360/mo
Today · 4.125%
HK$45,734
baseline
▲ 0.50% · 4.625%
HK$48,517
+HK$2,783/mo
Deposit HK$4.04M · loan HK$9.44M · min. income ≈ HK$91,468/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,876
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,160
−HK$1,303/mo
Today · 4.125%
HK$50,463
baseline
▲ 0.50% · 4.625%
HK$53,123
+HK$2,660/mo
Deposit HK$4.04M · loan HK$9.44M · min. income ≈ HK$100,926/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,331
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,052
−HK$1,749/mo
Today · 4.125%
HK$58,801
baseline
▲ 0.50% · 4.625%
HK$62,379
+HK$3,578/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$117,602/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,555
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,206
−HK$1,675/mo
Today · 4.125%
HK$64,881
baseline
▲ 0.50% · 4.625%
HK$68,301
+HK$3,420/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$129,762/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,529 · Scale 2, in force from 26 Feb 2026)