LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,741
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,697
−HK$971/mo
Today · 4.125%
HK$32,668
baseline
▲ 0.50% · 4.625%
HK$34,656
+HK$1,988/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,336/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,199
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,116
−HK$930/mo
Today · 4.125%
HK$36,046
baseline
▲ 0.50% · 4.625%
HK$37,946
+HK$1,900/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,092/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,889
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,036
−HK$1,166/mo
Today · 4.125%
HK$39,202
baseline
▲ 0.50% · 4.625%
HK$41,587
+HK$2,385/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$78,404/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,038
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,139
−HK$1,117/mo
Today · 4.125%
HK$43,256
baseline
▲ 0.50% · 4.625%
HK$45,536
+HK$2,280/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$86,512/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,037
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,376
−HK$1,360/mo
Today · 4.125%
HK$45,736
baseline
▲ 0.50% · 4.625%
HK$48,519
+HK$2,783/mo
Deposit HK$4.04M · loan HK$9.44M · min. income ≈ HK$91,472/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,878
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,162
−HK$1,303/mo
Today · 4.125%
HK$50,465
baseline
▲ 0.50% · 4.625%
HK$53,125
+HK$2,660/mo
Deposit HK$4.04M · loan HK$9.44M · min. income ≈ HK$100,930/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,333
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,054
−HK$1,749/mo
Today · 4.125%
HK$58,803
baseline
▲ 0.50% · 4.625%
HK$62,381
+HK$3,578/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$117,606/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,558
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,209
−HK$1,674/mo
Today · 4.125%
HK$64,883
baseline
▲ 0.50% · 4.625%
HK$68,304
+HK$3,421/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$129,766/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,547 · Scale 2, in force from 26 Feb 2026)