LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,742
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,699
−HK$971/mo
Today · 4.125%
HK$32,670
baseline
▲ 0.50% · 4.625%
HK$34,658
+HK$1,988/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,340/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,200
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,118
−HK$930/mo
Today · 4.125%
HK$36,048
baseline
▲ 0.50% · 4.625%
HK$37,948
+HK$1,900/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,096/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,891
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,038
−HK$1,166/mo
Today · 4.125%
HK$39,204
baseline
▲ 0.50% · 4.625%
HK$41,590
+HK$2,386/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$78,408/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,041
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,141
−HK$1,117/mo
Today · 4.125%
HK$43,258
baseline
▲ 0.50% · 4.625%
HK$45,538
+HK$2,280/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$86,516/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,039
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,378
−HK$1,360/mo
Today · 4.125%
HK$45,738
baseline
▲ 0.50% · 4.625%
HK$48,521
+HK$2,783/mo
Deposit HK$4.04M · loan HK$9.44M · min. income ≈ HK$91,476/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,881
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,165
−HK$1,302/mo
Today · 4.125%
HK$50,467
baseline
▲ 0.50% · 4.625%
HK$53,128
+HK$2,661/mo
Deposit HK$4.04M · loan HK$9.44M · min. income ≈ HK$100,934/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,336
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,057
−HK$1,749/mo
Today · 4.125%
HK$58,806
baseline
▲ 0.50% · 4.625%
HK$62,384
+HK$3,578/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$117,612/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,561
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,212
−HK$1,675/mo
Today · 4.125%
HK$64,887
baseline
▲ 0.50% · 4.625%
HK$68,307
+HK$3,420/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$129,774/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,573 · Scale 2, in force from 26 Feb 2026)