LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,744
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,700
−HK$972/mo
Today · 4.125%
HK$32,672
baseline
▲ 0.50% · 4.625%
HK$34,660
+HK$1,988/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,344/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,202
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,120
−HK$930/mo
Today · 4.125%
HK$36,050
baseline
▲ 0.50% · 4.625%
HK$37,951
+HK$1,901/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,100/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,893
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,040
−HK$1,166/mo
Today · 4.125%
HK$39,206
baseline
▲ 0.50% · 4.625%
HK$41,592
+HK$2,386/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$78,412/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,043
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,144
−HK$1,116/mo
Today · 4.125%
HK$43,260
baseline
▲ 0.50% · 4.625%
HK$45,541
+HK$2,281/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$86,520/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,042
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,381
−HK$1,360/mo
Today · 4.125%
HK$45,741
baseline
▲ 0.50% · 4.625%
HK$48,524
+HK$2,783/mo
Deposit HK$4.04M · loan HK$9.44M · min. income ≈ HK$91,482/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,883
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,168
−HK$1,302/mo
Today · 4.125%
HK$50,470
baseline
▲ 0.50% · 4.625%
HK$53,131
+HK$2,661/mo
Deposit HK$4.04M · loan HK$9.44M · min. income ≈ HK$100,940/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,339
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$57,061
−HK$1,749/mo
Today · 4.125%
HK$58,810
baseline
▲ 0.50% · 4.625%
HK$62,388
+HK$3,578/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$117,620/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,564
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$63,216
−HK$1,675/mo
Today · 4.125%
HK$64,891
baseline
▲ 0.50% · 4.625%
HK$68,311
+HK$3,420/mo
Deposit HK$1.35M · loan HK$12.13M · min. income ≈ HK$129,782/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,602 · Scale 2, in force from 26 Feb 2026)