LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,746
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,703
−HK$971/mo
Today · 4.125%
HK$32,674
baseline
▲ 0.50% · 4.625%
HK$34,663
+HK$1,989/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,348/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,205
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,122
−HK$931/mo
Today · 4.125%
HK$36,053
baseline
▲ 0.50% · 4.625%
HK$37,953
+HK$1,900/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,106/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,896
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,043
−HK$1,166/mo
Today · 4.125%
HK$39,209
baseline
▲ 0.50% · 4.625%
HK$41,595
+HK$2,386/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$78,418/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,046
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,147
−HK$1,117/mo
Today · 4.125%
HK$43,264
baseline
▲ 0.50% · 4.625%
HK$45,544
+HK$2,280/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$86,528/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,045
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,384
−HK$1,360/mo
Today · 4.125%
HK$45,744
baseline
▲ 0.50% · 4.625%
HK$48,528
+HK$2,784/mo
Deposit HK$4.05M · loan HK$9.44M · min. income ≈ HK$91,488/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,887
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,171
−HK$1,303/mo
Today · 4.125%
HK$50,474
baseline
▲ 0.50% · 4.625%
HK$53,135
+HK$2,661/mo
Deposit HK$4.05M · loan HK$9.44M · min. income ≈ HK$100,948/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,343
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$57,065
−HK$1,749/mo
Today · 4.125%
HK$58,814
baseline
▲ 0.50% · 4.625%
HK$62,393
+HK$3,579/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$117,628/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,569
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,220
−HK$1,675/mo
Today · 4.125%
HK$64,895
baseline
▲ 0.50% · 4.625%
HK$68,316
+HK$3,421/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$129,790/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,640 · Scale 2, in force from 26 Feb 2026)