LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,748
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,705
−HK$971/mo
Today · 4.125%
HK$32,676
baseline
▲ 0.50% · 4.625%
HK$34,665
+HK$1,989/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,352/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,207
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,124
−HK$931/mo
Today · 4.125%
HK$36,055
baseline
▲ 0.50% · 4.625%
HK$37,956
+HK$1,901/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,110/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,898
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,046
−HK$1,166/mo
Today · 4.125%
HK$39,212
baseline
▲ 0.50% · 4.625%
HK$41,598
+HK$2,386/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$78,424/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,048
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,149
−HK$1,117/mo
Today · 4.125%
HK$43,266
baseline
▲ 0.50% · 4.625%
HK$45,547
+HK$2,281/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$86,532/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,047
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,386
−HK$1,361/mo
Today · 4.125%
HK$45,747
baseline
▲ 0.50% · 4.625%
HK$48,530
+HK$2,783/mo
Deposit HK$4.05M · loan HK$9.44M · min. income ≈ HK$91,494/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,890
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,174
−HK$1,303/mo
Today · 4.125%
HK$50,477
baseline
▲ 0.50% · 4.625%
HK$53,138
+HK$2,661/mo
Deposit HK$4.05M · loan HK$9.44M · min. income ≈ HK$100,954/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,347
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,068
−HK$1,749/mo
Today · 4.125%
HK$58,817
baseline
▲ 0.50% · 4.625%
HK$62,396
+HK$3,579/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$117,634/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,573
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,224
−HK$1,675/mo
Today · 4.125%
HK$64,899
baseline
▲ 0.50% · 4.625%
HK$68,320
+HK$3,421/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$129,798/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,670 · Scale 2, in force from 26 Feb 2026)