LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,749
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,705
−HK$972/mo
Today · 4.125%
HK$32,677
baseline
▲ 0.50% · 4.625%
HK$34,665
+HK$1,988/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,354/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,208
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,125
−HK$931/mo
Today · 4.125%
HK$36,056
baseline
▲ 0.50% · 4.625%
HK$37,956
+HK$1,900/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,112/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,898
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,046
−HK$1,166/mo
Today · 4.125%
HK$39,212
baseline
▲ 0.50% · 4.625%
HK$41,598
+HK$2,386/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$78,424/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,049
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,150
−HK$1,117/mo
Today · 4.125%
HK$43,267
baseline
▲ 0.50% · 4.625%
HK$45,547
+HK$2,280/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$86,534/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,048
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,387
−HK$1,361/mo
Today · 4.125%
HK$45,748
baseline
▲ 0.50% · 4.625%
HK$48,531
+HK$2,783/mo
Deposit HK$4.05M · loan HK$9.44M · min. income ≈ HK$91,496/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,891
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,175
−HK$1,303/mo
Today · 4.125%
HK$50,478
baseline
▲ 0.50% · 4.625%
HK$53,139
+HK$2,661/mo
Deposit HK$4.05M · loan HK$9.44M · min. income ≈ HK$100,956/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,348
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,069
−HK$1,749/mo
Today · 4.125%
HK$58,818
baseline
▲ 0.50% · 4.625%
HK$62,397
+HK$3,579/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$117,636/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,574
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,225
−HK$1,675/mo
Today · 4.125%
HK$64,900
baseline
▲ 0.50% · 4.625%
HK$68,321
+HK$3,421/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$129,800/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,678 · Scale 2, in force from 26 Feb 2026)