LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,752
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,709
−HK$972/mo
Today · 4.125%
HK$32,681
baseline
▲ 0.50% · 4.625%
HK$34,669
+HK$1,988/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,362/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,212
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,129
−HK$931/mo
Today · 4.125%
HK$36,060
baseline
▲ 0.50% · 4.625%
HK$37,961
+HK$1,901/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,120/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,903
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,051
−HK$1,166/mo
Today · 4.125%
HK$39,217
baseline
▲ 0.50% · 4.625%
HK$41,603
+HK$2,386/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$78,434/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,054
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,155
−HK$1,117/mo
Today · 4.125%
HK$43,272
baseline
▲ 0.50% · 4.625%
HK$45,553
+HK$2,281/mo
Deposit HK$5.39M · loan HK$8.09M · min. income ≈ HK$86,544/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,053
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,392
−HK$1,361/mo
Today · 4.125%
HK$45,753
baseline
▲ 0.50% · 4.625%
HK$48,537
+HK$2,784/mo
Deposit HK$4.05M · loan HK$9.44M · min. income ≈ HK$91,506/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,896
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,181
−HK$1,303/mo
Today · 4.125%
HK$50,484
baseline
▲ 0.50% · 4.625%
HK$53,145
+HK$2,661/mo
Deposit HK$4.05M · loan HK$9.44M · min. income ≈ HK$100,968/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,354
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$57,076
−HK$1,749/mo
Today · 4.125%
HK$58,825
baseline
▲ 0.50% · 4.625%
HK$62,405
+HK$3,580/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$117,650/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,581
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$63,232
−HK$1,676/mo
Today · 4.125%
HK$64,908
baseline
▲ 0.50% · 4.625%
HK$68,329
+HK$3,421/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$129,816/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,737 · Scale 2, in force from 26 Feb 2026)