LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,755
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,712
−HK$972/mo
Today · 4.125%
HK$32,684
baseline
▲ 0.50% · 4.625%
HK$34,673
+HK$1,989/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,368/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,215
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,133
−HK$931/mo
Today · 4.125%
HK$36,064
baseline
▲ 0.50% · 4.625%
HK$37,965
+HK$1,901/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,128/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,907
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,055
−HK$1,166/mo
Today · 4.125%
HK$39,221
baseline
▲ 0.50% · 4.625%
HK$41,607
+HK$2,386/mo
Deposit HK$5.40M · loan HK$8.09M · min. income ≈ HK$78,442/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,058
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,159
−HK$1,117/mo
Today · 4.125%
HK$43,276
baseline
▲ 0.50% · 4.625%
HK$45,558
+HK$2,282/mo
Deposit HK$5.40M · loan HK$8.09M · min. income ≈ HK$86,552/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,058
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,397
−HK$1,361/mo
Today · 4.125%
HK$45,758
baseline
▲ 0.50% · 4.625%
HK$48,542
+HK$2,784/mo
Deposit HK$4.05M · loan HK$9.44M · min. income ≈ HK$91,516/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,901
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,186
−HK$1,303/mo
Today · 4.125%
HK$50,489
baseline
▲ 0.50% · 4.625%
HK$53,151
+HK$2,662/mo
Deposit HK$4.05M · loan HK$9.44M · min. income ≈ HK$100,978/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,360
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$57,082
−HK$1,749/mo
Today · 4.125%
HK$58,831
baseline
▲ 0.50% · 4.625%
HK$62,411
+HK$3,580/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$117,662/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,587
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$63,239
−HK$1,676/mo
Today · 4.125%
HK$64,915
baseline
▲ 0.50% · 4.625%
HK$68,336
+HK$3,421/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$129,830/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,790 · Scale 2, in force from 26 Feb 2026)