LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,763
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,720
−HK$973/mo
Today · 4.125%
HK$32,693
baseline
▲ 0.50% · 4.625%
HK$34,682
+HK$1,989/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,386/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,224
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,142
−HK$931/mo
Today · 4.125%
HK$36,073
baseline
▲ 0.50% · 4.625%
HK$37,975
+HK$1,902/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,146/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,916
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,064
−HK$1,167/mo
Today · 4.125%
HK$39,231
baseline
▲ 0.50% · 4.625%
HK$41,618
+HK$2,387/mo
Deposit HK$5.40M · loan HK$8.09M · min. income ≈ HK$78,462/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,069
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,170
−HK$1,118/mo
Today · 4.125%
HK$43,288
baseline
▲ 0.50% · 4.625%
HK$45,569
+HK$2,281/mo
Deposit HK$5.40M · loan HK$8.09M · min. income ≈ HK$86,576/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,069
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,409
−HK$1,361/mo
Today · 4.125%
HK$45,770
baseline
▲ 0.50% · 4.625%
HK$48,555
+HK$2,785/mo
Deposit HK$4.05M · loan HK$9.44M · min. income ≈ HK$91,540/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,914
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,199
−HK$1,303/mo
Today · 4.125%
HK$50,502
baseline
▲ 0.50% · 4.625%
HK$53,164
+HK$2,662/mo
Deposit HK$4.05M · loan HK$9.44M · min. income ≈ HK$101,004/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,374
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,097
−HK$1,750/mo
Today · 4.125%
HK$58,847
baseline
▲ 0.50% · 4.625%
HK$62,427
+HK$3,580/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$117,694/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$505,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,603
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,255
−HK$1,677/mo
Today · 4.125%
HK$64,932
baseline
▲ 0.50% · 4.625%
HK$68,354
+HK$3,422/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$129,864/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$505,922 · Scale 2, in force from 26 Feb 2026)