LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,765
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,722
−HK$972/mo
Today · 4.125%
HK$32,694
baseline
▲ 0.50% · 4.625%
HK$34,683
+HK$1,989/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,388/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,225
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,143
−HK$932/mo
Today · 4.125%
HK$36,075
baseline
▲ 0.50% · 4.625%
HK$37,976
+HK$1,901/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,150/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,918
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,066
−HK$1,167/mo
Today · 4.125%
HK$39,233
baseline
▲ 0.50% · 4.625%
HK$41,620
+HK$2,387/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,466/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,071
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,172
−HK$1,118/mo
Today · 4.125%
HK$43,290
baseline
▲ 0.50% · 4.625%
HK$45,571
+HK$2,281/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,580/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,071
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,410
−HK$1,362/mo
Today · 4.125%
HK$45,772
baseline
▲ 0.50% · 4.625%
HK$48,557
+HK$2,785/mo
Deposit HK$4.05M · loan HK$9.44M · min. income ≈ HK$91,544/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,916
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,201
−HK$1,303/mo
Today · 4.125%
HK$50,504
baseline
▲ 0.50% · 4.625%
HK$53,167
+HK$2,663/mo
Deposit HK$4.05M · loan HK$9.44M · min. income ≈ HK$101,008/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,377
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$57,099
−HK$1,750/mo
Today · 4.125%
HK$58,849
baseline
▲ 0.50% · 4.625%
HK$62,430
+HK$3,581/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$117,698/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$505,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,606
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$63,258
−HK$1,676/mo
Today · 4.125%
HK$64,934
baseline
▲ 0.50% · 4.625%
HK$68,357
+HK$3,423/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$129,868/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$505,943 · Scale 2, in force from 26 Feb 2026)