LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,766
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,723
−HK$972/mo
Today · 4.125%
HK$32,695
baseline
▲ 0.50% · 4.625%
HK$34,685
+HK$1,990/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,390/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,227
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,145
−HK$931/mo
Today · 4.125%
HK$36,076
baseline
▲ 0.50% · 4.625%
HK$37,978
+HK$1,902/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,152/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,919
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,068
−HK$1,166/mo
Today · 4.125%
HK$39,234
baseline
▲ 0.50% · 4.625%
HK$41,622
+HK$2,388/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,468/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,072
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,174
−HK$1,117/mo
Today · 4.125%
HK$43,291
baseline
▲ 0.50% · 4.625%
HK$45,573
+HK$2,282/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,582/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,073
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,412
−HK$1,362/mo
Today · 4.125%
HK$45,774
baseline
▲ 0.50% · 4.625%
HK$48,559
+HK$2,785/mo
Deposit HK$4.05M · loan HK$9.44M · min. income ≈ HK$91,548/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,918
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,203
−HK$1,304/mo
Today · 4.125%
HK$50,507
baseline
▲ 0.50% · 4.625%
HK$53,169
+HK$2,662/mo
Deposit HK$4.05M · loan HK$9.44M · min. income ≈ HK$101,014/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,379
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,102
−HK$1,750/mo
Today · 4.125%
HK$58,852
baseline
▲ 0.50% · 4.625%
HK$62,433
+HK$3,581/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$117,704/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$505,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,609
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$63,261
−HK$1,676/mo
Today · 4.125%
HK$64,937
baseline
▲ 0.50% · 4.625%
HK$68,360
+HK$3,423/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$129,874/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$505,965 · Scale 2, in force from 26 Feb 2026)