LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,767
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,724
−HK$972/mo
Today · 4.125%
HK$32,696
baseline
▲ 0.50% · 4.625%
HK$34,685
+HK$1,989/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,392/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,228
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,145
−HK$932/mo
Today · 4.125%
HK$36,077
baseline
▲ 0.50% · 4.625%
HK$37,978
+HK$1,901/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,154/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,920
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,068
−HK$1,167/mo
Today · 4.125%
HK$39,235
baseline
▲ 0.50% · 4.625%
HK$41,622
+HK$2,387/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,470/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,073
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,175
−HK$1,117/mo
Today · 4.125%
HK$43,292
baseline
▲ 0.50% · 4.625%
HK$45,574
+HK$2,282/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,584/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,073
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,413
−HK$1,361/mo
Today · 4.125%
HK$45,774
baseline
▲ 0.50% · 4.625%
HK$48,560
+HK$2,786/mo
Deposit HK$4.05M · loan HK$9.44M · min. income ≈ HK$91,548/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,919
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,204
−HK$1,303/mo
Today · 4.125%
HK$50,507
baseline
▲ 0.50% · 4.625%
HK$53,170
+HK$2,663/mo
Deposit HK$4.05M · loan HK$9.44M · min. income ≈ HK$101,014/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,380
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,103
−HK$1,750/mo
Today · 4.125%
HK$58,853
baseline
▲ 0.50% · 4.625%
HK$62,434
+HK$3,581/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$117,706/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$505,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,610
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$63,262
−HK$1,676/mo
Today · 4.125%
HK$64,938
baseline
▲ 0.50% · 4.625%
HK$68,361
+HK$3,423/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$129,876/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$505,973 · Scale 2, in force from 26 Feb 2026)