LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,767
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,724
−HK$973/mo
Today · 4.125%
HK$32,697
baseline
▲ 0.50% · 4.625%
HK$34,686
+HK$1,989/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,394/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,228
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,146
−HK$932/mo
Today · 4.125%
HK$36,078
baseline
▲ 0.50% · 4.625%
HK$37,979
+HK$1,901/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,156/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,921
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,069
−HK$1,167/mo
Today · 4.125%
HK$39,236
baseline
▲ 0.50% · 4.625%
HK$41,624
+HK$2,388/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,472/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,074
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,176
−HK$1,117/mo
Today · 4.125%
HK$43,293
baseline
▲ 0.50% · 4.625%
HK$45,575
+HK$2,282/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,586/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,074
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,414
−HK$1,361/mo
Today · 4.125%
HK$45,775
baseline
▲ 0.50% · 4.625%
HK$48,561
+HK$2,786/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,550/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,920
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,205
−HK$1,304/mo
Today · 4.125%
HK$50,509
baseline
▲ 0.50% · 4.625%
HK$53,171
+HK$2,662/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,018/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,381
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,104
−HK$1,750/mo
Today · 4.125%
HK$58,854
baseline
▲ 0.50% · 4.625%
HK$62,435
+HK$3,581/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$117,708/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$505,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,611
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,264
−HK$1,676/mo
Today · 4.125%
HK$64,940
baseline
▲ 0.50% · 4.625%
HK$68,363
+HK$3,423/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$129,880/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$505,986 · Scale 2, in force from 26 Feb 2026)