LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,768
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,725
−HK$972/mo
Today · 4.125%
HK$32,697
baseline
▲ 0.50% · 4.625%
HK$34,687
+HK$1,990/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,394/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,229
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,147
−HK$931/mo
Today · 4.125%
HK$36,078
baseline
▲ 0.50% · 4.625%
HK$37,980
+HK$1,902/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,156/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$505,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,921
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,070
−HK$1,166/mo
Today · 4.125%
HK$39,236
baseline
▲ 0.50% · 4.625%
HK$41,624
+HK$2,388/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,472/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,074
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,176
−HK$1,118/mo
Today · 4.125%
HK$43,294
baseline
▲ 0.50% · 4.625%
HK$45,576
+HK$2,282/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,588/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$505,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,075
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,415
−HK$1,361/mo
Today · 4.125%
HK$45,776
baseline
▲ 0.50% · 4.625%
HK$48,561
+HK$2,785/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,552/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,920
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,205
−HK$1,304/mo
Today · 4.125%
HK$50,509
baseline
▲ 0.50% · 4.625%
HK$53,172
+HK$2,663/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,018/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,382
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,105
−HK$1,750/mo
Today · 4.125%
HK$58,855
baseline
▲ 0.50% · 4.625%
HK$62,436
+HK$3,581/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$117,710/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$505,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,612
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$63,264
−HK$1,676/mo
Today · 4.125%
HK$64,940
baseline
▲ 0.50% · 4.625%
HK$68,363
+HK$3,423/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$129,880/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$505,991 · Scale 2, in force from 26 Feb 2026)