LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,770
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,727
−HK$972/mo
Today · 4.125%
HK$32,699
baseline
▲ 0.50% · 4.625%
HK$34,689
+HK$1,990/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,398/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$506,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,231
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,149
−HK$931/mo
Today · 4.125%
HK$36,080
baseline
▲ 0.50% · 4.625%
HK$37,982
+HK$1,902/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,160/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$506,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,924
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,072
−HK$1,167/mo
Today · 4.125%
HK$39,239
baseline
▲ 0.50% · 4.625%
HK$41,627
+HK$2,388/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,478/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$506,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,077
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,179
−HK$1,118/mo
Today · 4.125%
HK$43,297
baseline
▲ 0.50% · 4.625%
HK$45,579
+HK$2,282/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,594/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$506,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,078
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,418
−HK$1,361/mo
Today · 4.125%
HK$45,779
baseline
▲ 0.50% · 4.625%
HK$48,565
+HK$2,786/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,558/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$506,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,924
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,209
−HK$1,304/mo
Today · 4.125%
HK$50,513
baseline
▲ 0.50% · 4.625%
HK$53,175
+HK$2,662/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,026/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$506,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,386
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,108
−HK$1,751/mo
Today · 4.125%
HK$58,859
baseline
▲ 0.50% · 4.625%
HK$62,440
+HK$3,581/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$117,718/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,616
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,268
−HK$1,677/mo
Today · 4.125%
HK$64,945
baseline
▲ 0.50% · 4.625%
HK$68,368
+HK$3,423/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$129,890/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,026 · Scale 2, in force from 26 Feb 2026)