LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,771
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,728
−HK$972/mo
Today · 4.125%
HK$32,700
baseline
▲ 0.50% · 4.625%
HK$34,690
+HK$1,990/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,400/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$506,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,232
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,150
−HK$932/mo
Today · 4.125%
HK$36,082
baseline
▲ 0.50% · 4.625%
HK$37,984
+HK$1,902/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,164/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$506,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,925
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,073
−HK$1,167/mo
Today · 4.125%
HK$39,240
baseline
▲ 0.50% · 4.625%
HK$41,628
+HK$2,388/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,480/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$506,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,079
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,180
−HK$1,118/mo
Today · 4.125%
HK$43,298
baseline
▲ 0.50% · 4.625%
HK$45,580
+HK$2,282/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,596/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$506,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,079
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,419
−HK$1,361/mo
Today · 4.125%
HK$45,780
baseline
▲ 0.50% · 4.625%
HK$48,566
+HK$2,786/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,560/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$506,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,925
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,210
−HK$1,304/mo
Today · 4.125%
HK$50,514
baseline
▲ 0.50% · 4.625%
HK$53,177
+HK$2,663/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,028/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$506,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,387
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,110
−HK$1,751/mo
Today · 4.125%
HK$58,861
baseline
▲ 0.50% · 4.625%
HK$62,442
+HK$3,581/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$117,722/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,618
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,270
−HK$1,677/mo
Today · 4.125%
HK$64,947
baseline
▲ 0.50% · 4.625%
HK$68,370
+HK$3,423/mo
Deposit HK$1.35M · loan HK$12.14M · min. income ≈ HK$129,894/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,041 · Scale 2, in force from 26 Feb 2026)