LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,774
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,731
−HK$972/mo
Today · 4.125%
HK$32,703
baseline
▲ 0.50% · 4.625%
HK$34,693
+HK$1,990/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,406/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$506,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,235
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,153
−HK$932/mo
Today · 4.125%
HK$36,085
baseline
▲ 0.50% · 4.625%
HK$37,987
+HK$1,902/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,170/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$506,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,928
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,077
−HK$1,167/mo
Today · 4.125%
HK$39,244
baseline
▲ 0.50% · 4.625%
HK$41,632
+HK$2,388/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,488/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$506,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,082
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,184
−HK$1,118/mo
Today · 4.125%
HK$43,302
baseline
▲ 0.50% · 4.625%
HK$45,584
+HK$2,282/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,604/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$506,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,083
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,423
−HK$1,362/mo
Today · 4.125%
HK$45,785
baseline
▲ 0.50% · 4.625%
HK$48,571
+HK$2,786/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,570/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$506,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,929
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,215
−HK$1,304/mo
Today · 4.125%
HK$50,519
baseline
▲ 0.50% · 4.625%
HK$53,182
+HK$2,663/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,038/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$506,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,392
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,115
−HK$1,751/mo
Today · 4.125%
HK$58,866
baseline
▲ 0.50% · 4.625%
HK$62,448
+HK$3,582/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$117,732/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,624
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,276
−HK$1,677/mo
Today · 4.125%
HK$64,953
baseline
▲ 0.50% · 4.625%
HK$68,377
+HK$3,424/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$129,906/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,088 · Scale 2, in force from 26 Feb 2026)