LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,774
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,731
−HK$973/mo
Today · 4.125%
HK$32,704
baseline
▲ 0.50% · 4.625%
HK$34,694
+HK$1,990/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,408/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$506,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,236
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,154
−HK$932/mo
Today · 4.125%
HK$36,086
baseline
▲ 0.50% · 4.625%
HK$37,988
+HK$1,902/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,172/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$506,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,929
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,078
−HK$1,167/mo
Today · 4.125%
HK$39,245
baseline
▲ 0.50% · 4.625%
HK$41,633
+HK$2,388/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,490/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$506,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,083
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,185
−HK$1,118/mo
Today · 4.125%
HK$43,303
baseline
▲ 0.50% · 4.625%
HK$45,585
+HK$2,282/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,606/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$506,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,084
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,424
−HK$1,361/mo
Today · 4.125%
HK$45,785
baseline
▲ 0.50% · 4.625%
HK$48,571
+HK$2,786/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,570/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$506,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,930
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,216
−HK$1,304/mo
Today · 4.125%
HK$50,520
baseline
▲ 0.50% · 4.625%
HK$53,183
+HK$2,663/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,040/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$506,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,393
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,116
−HK$1,751/mo
Today · 4.125%
HK$58,867
baseline
▲ 0.50% · 4.625%
HK$62,449
+HK$3,582/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$117,734/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,625
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,277
−HK$1,677/mo
Today · 4.125%
HK$64,954
baseline
▲ 0.50% · 4.625%
HK$68,378
+HK$3,424/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$129,908/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,096 · Scale 2, in force from 26 Feb 2026)