LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,776
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,733
−HK$973/mo
Today · 4.125%
HK$32,706
baseline
▲ 0.50% · 4.625%
HK$34,696
+HK$1,990/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,412/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$506,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,238
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,156
−HK$931/mo
Today · 4.125%
HK$36,087
baseline
▲ 0.50% · 4.625%
HK$37,990
+HK$1,903/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,174/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$506,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,931
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,080
−HK$1,167/mo
Today · 4.125%
HK$39,247
baseline
▲ 0.50% · 4.625%
HK$41,635
+HK$2,388/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,494/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$506,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,085
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,187
−HK$1,118/mo
Today · 4.125%
HK$43,305
baseline
▲ 0.50% · 4.625%
HK$45,587
+HK$2,282/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,610/mo (50% DSR)
Upfront cash ≈ HK$5.90M (deposit + AVD stamp duty HK$506,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,086
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,426
−HK$1,362/mo
Today · 4.125%
HK$45,788
baseline
▲ 0.50% · 4.625%
HK$48,574
+HK$2,786/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,576/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,933
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,218
−HK$1,304/mo
Today · 4.125%
HK$50,522
baseline
▲ 0.50% · 4.625%
HK$53,185
+HK$2,663/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,044/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,396
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,119
−HK$1,751/mo
Today · 4.125%
HK$58,870
baseline
▲ 0.50% · 4.625%
HK$62,452
+HK$3,582/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$117,740/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,628
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,280
−HK$1,677/mo
Today · 4.125%
HK$64,957
baseline
▲ 0.50% · 4.625%
HK$68,381
+HK$3,424/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$129,914/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,122 · Scale 2, in force from 26 Feb 2026)