LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,777
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,735
−HK$972/mo
Today · 4.125%
HK$32,707
baseline
▲ 0.50% · 4.625%
HK$34,697
+HK$1,990/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,414/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$506,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,239
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,158
−HK$931/mo
Today · 4.125%
HK$36,089
baseline
▲ 0.50% · 4.625%
HK$37,992
+HK$1,903/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,178/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$506,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,933
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,082
−HK$1,167/mo
Today · 4.125%
HK$39,249
baseline
▲ 0.50% · 4.625%
HK$41,637
+HK$2,388/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,498/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,087
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,189
−HK$1,118/mo
Today · 4.125%
HK$43,307
baseline
▲ 0.50% · 4.625%
HK$45,590
+HK$2,283/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,614/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,088
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,429
−HK$1,361/mo
Today · 4.125%
HK$45,790
baseline
▲ 0.50% · 4.625%
HK$48,576
+HK$2,786/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,580/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,935
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,221
−HK$1,304/mo
Today · 4.125%
HK$50,525
baseline
▲ 0.50% · 4.625%
HK$53,188
+HK$2,663/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,050/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,399
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,122
−HK$1,751/mo
Today · 4.125%
HK$58,873
baseline
▲ 0.50% · 4.625%
HK$62,455
+HK$3,582/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$117,746/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,631
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,284
−HK$1,677/mo
Today · 4.125%
HK$64,961
baseline
▲ 0.50% · 4.625%
HK$68,385
+HK$3,424/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$129,922/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,149 · Scale 2, in force from 26 Feb 2026)