LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,778
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,735
−HK$973/mo
Today · 4.125%
HK$32,708
baseline
▲ 0.50% · 4.625%
HK$34,698
+HK$1,990/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,416/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$506,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,240
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,158
−HK$932/mo
Today · 4.125%
HK$36,090
baseline
▲ 0.50% · 4.625%
HK$37,992
+HK$1,902/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,180/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$506,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,933
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,082
−HK$1,167/mo
Today · 4.125%
HK$39,249
baseline
▲ 0.50% · 4.625%
HK$41,637
+HK$2,388/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,498/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,088
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,190
−HK$1,118/mo
Today · 4.125%
HK$43,308
baseline
▲ 0.50% · 4.625%
HK$45,590
+HK$2,282/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,616/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,089
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,429
−HK$1,362/mo
Today · 4.125%
HK$45,791
baseline
▲ 0.50% · 4.625%
HK$48,577
+HK$2,786/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,582/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,936
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,221
−HK$1,305/mo
Today · 4.125%
HK$50,526
baseline
▲ 0.50% · 4.625%
HK$53,189
+HK$2,663/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,052/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,400
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,123
−HK$1,751/mo
Today · 4.125%
HK$58,874
baseline
▲ 0.50% · 4.625%
HK$62,456
+HK$3,582/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$117,748/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,632
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,285
−HK$1,676/mo
Today · 4.125%
HK$64,961
baseline
▲ 0.50% · 4.625%
HK$68,386
+HK$3,425/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$129,922/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,155 · Scale 2, in force from 26 Feb 2026)