LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,779
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,736
−HK$973/mo
Today · 4.125%
HK$32,709
baseline
▲ 0.50% · 4.625%
HK$34,699
+HK$1,990/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,418/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,241
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,159
−HK$932/mo
Today · 4.125%
HK$36,091
baseline
▲ 0.50% · 4.625%
HK$37,993
+HK$1,902/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,182/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,934
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,083
−HK$1,167/mo
Today · 4.125%
HK$39,250
baseline
▲ 0.50% · 4.625%
HK$41,639
+HK$2,389/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,500/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,089
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,191
−HK$1,118/mo
Today · 4.125%
HK$43,309
baseline
▲ 0.50% · 4.625%
HK$45,592
+HK$2,283/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,618/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,090
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,430
−HK$1,362/mo
Today · 4.125%
HK$45,792
baseline
▲ 0.50% · 4.625%
HK$48,578
+HK$2,786/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,584/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,937
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,223
−HK$1,304/mo
Today · 4.125%
HK$50,527
baseline
▲ 0.50% · 4.625%
HK$53,190
+HK$2,663/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,054/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,401
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,125
−HK$1,750/mo
Today · 4.125%
HK$58,875
baseline
▲ 0.50% · 4.625%
HK$62,458
+HK$3,583/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$117,750/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,633
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,286
−HK$1,677/mo
Today · 4.125%
HK$64,963
baseline
▲ 0.50% · 4.625%
HK$68,388
+HK$3,425/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$129,926/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,169 · Scale 2, in force from 26 Feb 2026)