LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,782
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,739
−HK$973/mo
Today · 4.125%
HK$32,712
baseline
▲ 0.50% · 4.625%
HK$34,702
+HK$1,990/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,424/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,244
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,163
−HK$932/mo
Today · 4.125%
HK$36,095
baseline
▲ 0.50% · 4.625%
HK$37,997
+HK$1,902/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,190/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,938
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,087
−HK$1,167/mo
Today · 4.125%
HK$39,254
baseline
▲ 0.50% · 4.625%
HK$41,643
+HK$2,389/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,508/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,093
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,195
−HK$1,118/mo
Today · 4.125%
HK$43,313
baseline
▲ 0.50% · 4.625%
HK$45,597
+HK$2,284/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,626/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,094
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,435
−HK$1,362/mo
Today · 4.125%
HK$45,797
baseline
▲ 0.50% · 4.625%
HK$48,583
+HK$2,786/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,594/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,942
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,228
−HK$1,304/mo
Today · 4.125%
HK$50,532
baseline
▲ 0.50% · 4.625%
HK$53,196
+HK$2,664/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,064/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,407
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,131
−HK$1,751/mo
Today · 4.125%
HK$58,882
baseline
▲ 0.50% · 4.625%
HK$62,464
+HK$3,582/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$117,764/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,640
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,293
−HK$1,677/mo
Today · 4.125%
HK$64,970
baseline
▲ 0.50% · 4.625%
HK$68,395
+HK$3,425/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$129,940/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,222 · Scale 2, in force from 26 Feb 2026)