LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,783
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,740
−HK$973/mo
Today · 4.125%
HK$32,713
baseline
▲ 0.50% · 4.625%
HK$34,704
+HK$1,991/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,426/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,246
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,164
−HK$932/mo
Today · 4.125%
HK$36,096
baseline
▲ 0.50% · 4.625%
HK$37,998
+HK$1,902/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,192/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,939
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,088
−HK$1,168/mo
Today · 4.125%
HK$39,256
baseline
▲ 0.50% · 4.625%
HK$41,644
+HK$2,388/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,512/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,095
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,197
−HK$1,118/mo
Today · 4.125%
HK$43,315
baseline
▲ 0.50% · 4.625%
HK$45,598
+HK$2,283/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,630/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,096
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,436
−HK$1,362/mo
Today · 4.125%
HK$45,798
baseline
▲ 0.50% · 4.625%
HK$48,585
+HK$2,787/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,596/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,944
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,230
−HK$1,304/mo
Today · 4.125%
HK$50,534
baseline
▲ 0.50% · 4.625%
HK$53,198
+HK$2,664/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,068/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,409
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,132
−HK$1,752/mo
Today · 4.125%
HK$58,884
baseline
▲ 0.50% · 4.625%
HK$62,467
+HK$3,583/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$117,768/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,642
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,295
−HK$1,677/mo
Today · 4.125%
HK$64,972
baseline
▲ 0.50% · 4.625%
HK$68,397
+HK$3,425/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$129,944/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,239 · Scale 2, in force from 26 Feb 2026)