LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,787
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,744
−HK$973/mo
Today · 4.125%
HK$32,717
baseline
▲ 0.50% · 4.625%
HK$34,708
+HK$1,991/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,434/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,250
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,168
−HK$932/mo
Today · 4.125%
HK$36,100
baseline
▲ 0.50% · 4.625%
HK$38,003
+HK$1,903/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,200/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,944
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,093
−HK$1,168/mo
Today · 4.125%
HK$39,261
baseline
▲ 0.50% · 4.625%
HK$41,650
+HK$2,389/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,522/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,100
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,202
−HK$1,118/mo
Today · 4.125%
HK$43,320
baseline
▲ 0.50% · 4.625%
HK$45,604
+HK$2,284/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,640/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,101
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,442
−HK$1,362/mo
Today · 4.125%
HK$45,804
baseline
▲ 0.50% · 4.625%
HK$48,591
+HK$2,787/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,608/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,950
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,236
−HK$1,304/mo
Today · 4.125%
HK$50,540
baseline
▲ 0.50% · 4.625%
HK$53,204
+HK$2,664/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,080/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,416
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,140
−HK$1,751/mo
Today · 4.125%
HK$58,891
baseline
▲ 0.50% · 4.625%
HK$62,474
+HK$3,583/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$117,782/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,650
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,303
−HK$1,678/mo
Today · 4.125%
HK$64,981
baseline
▲ 0.50% · 4.625%
HK$68,406
+HK$3,425/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$129,962/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,303 · Scale 2, in force from 26 Feb 2026)