LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,787
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,745
−HK$973/mo
Today · 4.125%
HK$32,718
baseline
▲ 0.50% · 4.625%
HK$34,709
+HK$1,991/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,436/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,251
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,169
−HK$932/mo
Today · 4.125%
HK$36,101
baseline
▲ 0.50% · 4.625%
HK$38,004
+HK$1,903/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,202/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,945
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,094
−HK$1,168/mo
Today · 4.125%
HK$39,262
baseline
▲ 0.50% · 4.625%
HK$41,651
+HK$2,389/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,524/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,101
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,203
−HK$1,118/mo
Today · 4.125%
HK$43,321
baseline
▲ 0.50% · 4.625%
HK$45,605
+HK$2,284/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,642/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,102
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,443
−HK$1,362/mo
Today · 4.125%
HK$45,805
baseline
▲ 0.50% · 4.625%
HK$48,592
+HK$2,787/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,610/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,951
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,237
−HK$1,305/mo
Today · 4.125%
HK$50,542
baseline
▲ 0.50% · 4.625%
HK$53,206
+HK$2,664/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,084/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,417
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,141
−HK$1,752/mo
Today · 4.125%
HK$58,893
baseline
▲ 0.50% · 4.625%
HK$62,476
+HK$3,583/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$117,786/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,651
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,305
−HK$1,677/mo
Today · 4.125%
HK$64,982
baseline
▲ 0.50% · 4.625%
HK$68,407
+HK$3,425/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$129,964/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,316 · Scale 2, in force from 26 Feb 2026)