LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,789
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,747
−HK$973/mo
Today · 4.125%
HK$32,720
baseline
▲ 0.50% · 4.625%
HK$34,711
+HK$1,991/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,440/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,253
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,171
−HK$932/mo
Today · 4.125%
HK$36,103
baseline
▲ 0.50% · 4.625%
HK$38,006
+HK$1,903/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,206/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,947
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,096
−HK$1,168/mo
Today · 4.125%
HK$39,264
baseline
▲ 0.50% · 4.625%
HK$41,653
+HK$2,389/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,528/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,103
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,206
−HK$1,118/mo
Today · 4.125%
HK$43,324
baseline
▲ 0.50% · 4.625%
HK$45,608
+HK$2,284/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,648/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,105
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,446
−HK$1,362/mo
Today · 4.125%
HK$45,808
baseline
▲ 0.50% · 4.625%
HK$48,595
+HK$2,787/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,616/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,954
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,240
−HK$1,305/mo
Today · 4.125%
HK$50,545
baseline
▲ 0.50% · 4.625%
HK$53,209
+HK$2,664/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,090/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,421
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,145
−HK$1,751/mo
Today · 4.125%
HK$58,896
baseline
▲ 0.50% · 4.625%
HK$62,480
+HK$3,584/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$117,792/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,655
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,308
−HK$1,678/mo
Today · 4.125%
HK$64,986
baseline
▲ 0.50% · 4.625%
HK$68,411
+HK$3,425/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$129,972/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,346 · Scale 2, in force from 26 Feb 2026)