LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,790
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,748
−HK$973/mo
Today · 4.125%
HK$32,721
baseline
▲ 0.50% · 4.625%
HK$34,712
+HK$1,991/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,442/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,253
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,172
−HK$932/mo
Today · 4.125%
HK$36,104
baseline
▲ 0.50% · 4.625%
HK$38,007
+HK$1,903/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,208/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,948
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,097
−HK$1,168/mo
Today · 4.125%
HK$39,265
baseline
▲ 0.50% · 4.625%
HK$41,654
+HK$2,389/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,530/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,104
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,206
−HK$1,119/mo
Today · 4.125%
HK$43,325
baseline
▲ 0.50% · 4.625%
HK$45,608
+HK$2,283/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,650/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,106
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,447
−HK$1,362/mo
Today · 4.125%
HK$45,809
baseline
▲ 0.50% · 4.625%
HK$48,596
+HK$2,787/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,618/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,955
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,241
−HK$1,304/mo
Today · 4.125%
HK$50,545
baseline
▲ 0.50% · 4.625%
HK$53,210
+HK$2,665/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,090/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,422
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,146
−HK$1,751/mo
Today · 4.125%
HK$58,897
baseline
▲ 0.50% · 4.625%
HK$62,481
+HK$3,584/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$117,794/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,656
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,310
−HK$1,677/mo
Today · 4.125%
HK$64,987
baseline
▲ 0.50% · 4.625%
HK$68,413
+HK$3,426/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$129,974/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,354 · Scale 2, in force from 26 Feb 2026)