LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,793
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,751
−HK$973/mo
Today · 4.125%
HK$32,724
baseline
▲ 0.50% · 4.625%
HK$34,715
+HK$1,991/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,448/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,257
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,175
−HK$932/mo
Today · 4.125%
HK$36,107
baseline
▲ 0.50% · 4.625%
HK$38,011
+HK$1,904/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,214/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,951
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,101
−HK$1,168/mo
Today · 4.125%
HK$39,269
baseline
▲ 0.50% · 4.625%
HK$41,658
+HK$2,389/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,538/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,108
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,211
−HK$1,118/mo
Today · 4.125%
HK$43,329
baseline
▲ 0.50% · 4.625%
HK$45,613
+HK$2,284/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,658/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,110
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,451
−HK$1,362/mo
Today · 4.125%
HK$45,813
baseline
▲ 0.50% · 4.625%
HK$48,601
+HK$2,788/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,626/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,959
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,246
−HK$1,304/mo
Today · 4.125%
HK$50,550
baseline
▲ 0.50% · 4.625%
HK$53,215
+HK$2,665/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,100/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,427
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,151
−HK$1,752/mo
Today · 4.125%
HK$58,903
baseline
▲ 0.50% · 4.625%
HK$62,487
+HK$3,584/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$117,806/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,662
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,316
−HK$1,677/mo
Today · 4.125%
HK$64,993
baseline
▲ 0.50% · 4.625%
HK$68,419
+HK$3,426/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$129,986/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,405 · Scale 2, in force from 26 Feb 2026)