LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,794
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,752
−HK$973/mo
Today · 4.125%
HK$32,725
baseline
▲ 0.50% · 4.625%
HK$34,716
+HK$1,991/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,450/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,258
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,177
−HK$932/mo
Today · 4.125%
HK$36,109
baseline
▲ 0.50% · 4.625%
HK$38,012
+HK$1,903/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,218/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,953
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,102
−HK$1,168/mo
Today · 4.125%
HK$39,270
baseline
▲ 0.50% · 4.625%
HK$41,659
+HK$2,389/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,540/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,109
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,212
−HK$1,118/mo
Today · 4.125%
HK$43,330
baseline
▲ 0.50% · 4.625%
HK$45,614
+HK$2,284/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,660/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,111
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,452
−HK$1,363/mo
Today · 4.125%
HK$45,815
baseline
▲ 0.50% · 4.625%
HK$48,602
+HK$2,787/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,630/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,961
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,247
−HK$1,305/mo
Today · 4.125%
HK$50,552
baseline
▲ 0.50% · 4.625%
HK$53,217
+HK$2,665/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,104/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,429
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,153
−HK$1,752/mo
Today · 4.125%
HK$58,905
baseline
▲ 0.50% · 4.625%
HK$62,489
+HK$3,584/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$117,810/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,664
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,318
−HK$1,678/mo
Today · 4.125%
HK$64,996
baseline
▲ 0.50% · 4.625%
HK$68,422
+HK$3,426/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$129,992/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,420 · Scale 2, in force from 26 Feb 2026)