LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,795
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,753
−HK$973/mo
Today · 4.125%
HK$32,726
baseline
▲ 0.50% · 4.625%
HK$34,717
+HK$1,991/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,452/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,259
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,178
−HK$932/mo
Today · 4.125%
HK$36,110
baseline
▲ 0.50% · 4.625%
HK$38,013
+HK$1,903/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,220/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,954
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,103
−HK$1,168/mo
Today · 4.125%
HK$39,271
baseline
▲ 0.50% · 4.625%
HK$41,661
+HK$2,390/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,542/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,111
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,214
−HK$1,118/mo
Today · 4.125%
HK$43,332
baseline
▲ 0.50% · 4.625%
HK$45,616
+HK$2,284/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,664/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,113
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,454
−HK$1,363/mo
Today · 4.125%
HK$45,817
baseline
▲ 0.50% · 4.625%
HK$48,604
+HK$2,787/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,634/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,963
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,249
−HK$1,305/mo
Today · 4.125%
HK$50,554
baseline
▲ 0.50% · 4.625%
HK$53,219
+HK$2,665/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,108/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,431
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,155
−HK$1,752/mo
Today · 4.125%
HK$58,907
baseline
▲ 0.50% · 4.625%
HK$62,491
+HK$3,584/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$117,814/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,666
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,320
−HK$1,678/mo
Today · 4.125%
HK$64,998
baseline
▲ 0.50% · 4.625%
HK$68,424
+HK$3,426/mo
Deposit HK$1.35M · loan HK$12.15M · min. income ≈ HK$129,996/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,440 · Scale 2, in force from 26 Feb 2026)