LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,797
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,754
−HK$974/mo
Today · 4.125%
HK$32,728
baseline
▲ 0.50% · 4.625%
HK$34,719
+HK$1,991/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,456/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,261
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,180
−HK$932/mo
Today · 4.125%
HK$36,112
baseline
▲ 0.50% · 4.625%
HK$38,015
+HK$1,903/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,224/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,956
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,105
−HK$1,168/mo
Today · 4.125%
HK$39,273
baseline
▲ 0.50% · 4.625%
HK$41,663
+HK$2,390/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,546/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,113
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,216
−HK$1,118/mo
Today · 4.125%
HK$43,334
baseline
▲ 0.50% · 4.625%
HK$45,618
+HK$2,284/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,668/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,115
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,456
−HK$1,363/mo
Today · 4.125%
HK$45,819
baseline
▲ 0.50% · 4.625%
HK$48,607
+HK$2,788/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,638/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,965
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,252
−HK$1,305/mo
Today · 4.125%
HK$50,557
baseline
▲ 0.50% · 4.625%
HK$53,222
+HK$2,665/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,114/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,434
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,158
−HK$1,752/mo
Today · 4.125%
HK$58,910
baseline
▲ 0.50% · 4.625%
HK$62,495
+HK$3,585/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$117,820/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,670
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,323
−HK$1,678/mo
Today · 4.125%
HK$65,001
baseline
▲ 0.50% · 4.625%
HK$68,428
+HK$3,427/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$130,002/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,466 · Scale 2, in force from 26 Feb 2026)