LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,797
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,755
−HK$974/mo
Today · 4.125%
HK$32,729
baseline
▲ 0.50% · 4.625%
HK$34,720
+HK$1,991/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,458/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,262
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,181
−HK$932/mo
Today · 4.125%
HK$36,113
baseline
▲ 0.50% · 4.625%
HK$38,016
+HK$1,903/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,226/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,957
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,107
−HK$1,167/mo
Today · 4.125%
HK$39,274
baseline
▲ 0.50% · 4.625%
HK$41,664
+HK$2,390/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,548/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,114
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,217
−HK$1,118/mo
Today · 4.125%
HK$43,335
baseline
▲ 0.50% · 4.625%
HK$45,620
+HK$2,285/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,670/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,116
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,458
−HK$1,362/mo
Today · 4.125%
HK$45,820
baseline
▲ 0.50% · 4.625%
HK$48,608
+HK$2,788/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,640/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,967
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,253
−HK$1,305/mo
Today · 4.125%
HK$50,558
baseline
▲ 0.50% · 4.625%
HK$53,223
+HK$2,665/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,116/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,435
−HK$3,477/mo
▼ 0.25% · 3.875%
HK$57,160
−HK$1,752/mo
Today · 4.125%
HK$58,912
baseline
▲ 0.50% · 4.625%
HK$62,496
+HK$3,584/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$117,824/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,671
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,325
−HK$1,678/mo
Today · 4.125%
HK$65,003
baseline
▲ 0.50% · 4.625%
HK$68,430
+HK$3,427/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$130,006/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,481 · Scale 2, in force from 26 Feb 2026)