LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,798
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,756
−HK$974/mo
Today · 4.125%
HK$32,730
baseline
▲ 0.50% · 4.625%
HK$34,721
+HK$1,991/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,460/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,263
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,182
−HK$932/mo
Today · 4.125%
HK$36,114
baseline
▲ 0.50% · 4.625%
HK$38,017
+HK$1,903/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,228/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,958
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,107
−HK$1,168/mo
Today · 4.125%
HK$39,275
baseline
▲ 0.50% · 4.625%
HK$41,665
+HK$2,390/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,550/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,115
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,218
−HK$1,119/mo
Today · 4.125%
HK$43,337
baseline
▲ 0.50% · 4.625%
HK$45,621
+HK$2,284/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,674/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,117
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,459
−HK$1,362/mo
Today · 4.125%
HK$45,821
baseline
▲ 0.50% · 4.625%
HK$48,609
+HK$2,788/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,642/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,968
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,254
−HK$1,305/mo
Today · 4.125%
HK$50,559
baseline
▲ 0.50% · 4.625%
HK$53,224
+HK$2,665/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$101,118/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,437
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,161
−HK$1,752/mo
Today · 4.125%
HK$58,913
baseline
▲ 0.50% · 4.625%
HK$62,498
+HK$3,585/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$117,826/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,673
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,327
−HK$1,678/mo
Today · 4.125%
HK$65,005
baseline
▲ 0.50% · 4.625%
HK$68,431
+HK$3,426/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$130,010/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,493 · Scale 2, in force from 26 Feb 2026)