LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,800
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,759
−HK$973/mo
Today · 4.125%
HK$32,732
baseline
▲ 0.50% · 4.625%
HK$34,724
+HK$1,992/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,464/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,265
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,184
−HK$932/mo
Today · 4.125%
HK$36,116
baseline
▲ 0.50% · 4.625%
HK$38,020
+HK$1,904/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,232/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,961
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,110
−HK$1,168/mo
Today · 4.125%
HK$39,278
baseline
▲ 0.50% · 4.625%
HK$41,668
+HK$2,390/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,556/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,118
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,221
−HK$1,119/mo
Today · 4.125%
HK$43,340
baseline
▲ 0.50% · 4.625%
HK$45,624
+HK$2,284/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,680/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,121
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,462
−HK$1,363/mo
Today · 4.125%
HK$45,825
baseline
▲ 0.50% · 4.625%
HK$48,613
+HK$2,788/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$91,650/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,971
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,258
−HK$1,305/mo
Today · 4.125%
HK$50,563
baseline
▲ 0.50% · 4.625%
HK$53,228
+HK$2,665/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$101,126/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,441
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,165
−HK$1,752/mo
Today · 4.125%
HK$58,917
baseline
▲ 0.50% · 4.625%
HK$62,502
+HK$3,585/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$117,834/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,677
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$63,332
−HK$1,678/mo
Today · 4.125%
HK$65,010
baseline
▲ 0.50% · 4.625%
HK$68,436
+HK$3,426/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$130,020/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,530 · Scale 2, in force from 26 Feb 2026)