LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,802
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,760
−HK$974/mo
Today · 4.125%
HK$32,734
baseline
▲ 0.50% · 4.625%
HK$34,725
+HK$1,991/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$65,468/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,267
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,186
−HK$932/mo
Today · 4.125%
HK$36,118
baseline
▲ 0.50% · 4.625%
HK$38,022
+HK$1,904/mo
Deposit HK$6.75M · loan HK$6.75M · min. income ≈ HK$72,236/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$506,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,962
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,112
−HK$1,168/mo
Today · 4.125%
HK$39,280
baseline
▲ 0.50% · 4.625%
HK$41,670
+HK$2,390/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$78,560/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,120
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,223
−HK$1,119/mo
Today · 4.125%
HK$43,342
baseline
▲ 0.50% · 4.625%
HK$45,626
+HK$2,284/mo
Deposit HK$5.40M · loan HK$8.10M · min. income ≈ HK$86,684/mo (50% DSR)
Upfront cash ≈ HK$5.91M (deposit + AVD stamp duty HK$506,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,123
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,464
−HK$1,363/mo
Today · 4.125%
HK$45,827
baseline
▲ 0.50% · 4.625%
HK$48,615
+HK$2,788/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$91,654/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,974
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,260
−HK$1,306/mo
Today · 4.125%
HK$50,566
baseline
▲ 0.50% · 4.625%
HK$53,231
+HK$2,665/mo
Deposit HK$4.05M · loan HK$9.46M · min. income ≈ HK$101,132/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$506,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,444
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,168
−HK$1,752/mo
Today · 4.125%
HK$58,920
baseline
▲ 0.50% · 4.625%
HK$62,506
+HK$3,586/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$117,840/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,680
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$63,335
−HK$1,678/mo
Today · 4.125%
HK$65,013
baseline
▲ 0.50% · 4.625%
HK$68,440
+HK$3,427/mo
Deposit HK$1.35M · loan HK$12.16M · min. income ≈ HK$130,026/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$506,555 · Scale 2, in force from 26 Feb 2026)